Who can apply for Finance?
Every prospective customer must meet the minimum lending criteria.
Minimum age at time of application 18 nA permanent UK resident for at least 3 years
0% Finance
Spread the cost of treatment into affordable monthly payments
Interest Free & Low Interest Payment Plans
Are you one of the thousands of patients considering cosmetic, orthodontic or dental implant treatment? If so, you might be interested in a service that we provide right here – interest-free and low cost payment plans to fund your dental treatment. As a potentially much more affordable alternative to traditional options, our range of finance options enable you to get the treatment you want, the right treatment, and pay for it over an appropriate period.
Dental Treatment Finance Options*
| Term | Treatment Cost | Deposit | Credit | APR | Monthly | Total |
|---|---|---|---|---|---|---|
| 10 Months | £2,500.00 | £0.00 | £2,500.00 | 0% | £250.00 | £2,500.00 |
| 12 Months | £2,500.00 | £0.00 | £2,500.00 | 0% | £208.33 | £2,500.00 |
| 24 Months | £2,500.00 | £0.00 | £2,500.00 | 14.9% | £119.99 | £2,879.76 |
| 36 Months | £2,500.00 | £0.00 | £2,500.00 | 14.9% | £85.40 | £3,074.40 |
| 48 Months | £2,500.00 | £0.00 | £2,500.00 | 14.9% | £68.27 | £3,276.96 |
| 60 Months | £2,500.00 | £0.00 | £2,500.00 | 14.9% | £58.13 | £3,487.80 |
Finance is subject to status. Terms and conditions apply. Representative example. Representative 0% APR.
Finance is subject to status. Terms and conditions apply. Representative example. Representative 14.9% APR.
This page is provided on behalf of the dental practices directing their patients to the page. It is intended to provide generic information about options to fund treatment in those practices only and as such is an exempt promotion. Full details of the options available are available from the dental practice. If you are accessing this page without having been directed to it by your dentist the details do not apply and no offer to provide or broker credit is being made. Kardel Health Limited with the registered office, Congress House, 14 Lyon Road, Harrow, HA1 2EN. Company registration number: 06430605. Credit is provided by Shawbrook Bank Ltd who are authorised and regulated by the Financial Conduct Authority. We do not act for or represent Shawbrook Bank Ltd. Approval for credit is subject to status. Loans provided for no more than 12 months with 12 or fewer payments are exempt agreements. Authorised and regulated by the Financial Conduct Authority. FRN:676909. We are a credit broker and not a lender.
Frequently Asked Questions
Will my dental treatment qualify for 0% Finance?
For larger treatments such as cosmetic, orthodontic or dental implants where treatment is above £1,000, you will be able to apply for finance. You do not need to be on any membership plan or be a regular patient, only be over 18 and a permanent UK resident for at least 3 years.
How much can I borrow?
Typically you will be able to borrow between £1,000 to £20,000 subject to a credit application. An immediate decision is usually supplied allowing a treatment schedule to be completed.
How do I make repayments?
Repayments are collected by Direct Debit and start one month after signing the finance agreement.
How much will I pay?
For treatment paid over 12 months or less you pay only the treatment cost with no interest. No deposit is required and the total cost is divided across the selected term.
For credit terms over 12 months refer to the repayment table or speak to the practice team.
How do I apply for a dental loan?
Once finance is agreed your dentist will create the application online and send you a link. You complete the form and receive an instant decision. If accepted you complete the e-signature process online or in practice.
Can I use finance for more than one dental treatment?
Yes, finance can be used for any treatment over £1,000.
Accepting New Patients!
For further information on the cosmetic dental services we offer, or to book an appointment for Cosmetic or NHS dental treatments, please call our friendly reception team on 020 8300 2689 or click one of the buttons below.
Latest Reviews
Sarah M.
Excellent experience from start to finish. The staff were incredibly welcoming and Dr. Campbell explained everything clearly. My smile has never looked better!
James T.
I was very nervous about visiting the dentist but the whole team put me at ease. The treatment was painless and the results are amazing. Highly recommend!
Emma L.
Been coming here for years and wouldn't go anywhere else. Professional, friendly and always on time. The best dental practice in Sidcup by far.
David R.
Had teeth whitening done here and I'm absolutely thrilled with the results. The process was quick and comfortable. Thank you to the whole team!
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Frequently Asked Questions
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Yes we do, we have specialists.
Most patients should visit every 6 months for a check-up and cleaning, though your dentist will recommend the frequency of your visits depending on your oral health.
A typical check-up includes an examination of your teeth, gums, and mouth, plus a professional cleaning to remove plaque and tartar.
Yes, dental X-rays use very low levels of radiation and are considered safe. Protective equipment is also used to minimise exposure.
Brush twice daily with fluoride toothpaste, floss daily, limit sugary foods, and attend regular dental visits.
Bleeding gums can be a sign of gum disease (gingivitis). It's important to maintain good oral hygiene and book a dental check-up.
Yes
Veneers are thin coverings placed over teeth to improve appearance. We can assess if they're suitable for your needs.
Modern root canal treatment is usually no more uncomfortable than having a filling, thanks to local anaesthetic.
Fillings can last anywhere from 1 to 5 years, depending on the material and your oral habits.
Contact us a.s.a.p.
Costs vary depending on the treatment. A price list or consultation can provide an accurate estimate.
No
We require at least 24 hours' notice to avoid a cancellation fee.
Children should visit the dentist by their first birthday or when their first tooth appears.
Yes.
Yes we do.
